What would you want after you paid for your own medical care, lost your
family, income and home because Nationwide Insurance played the
game. What compensation would you want for your children.
How has the divorce and financial hardships affected them? How
will it affect their lives and the lives of their families. How would
you feel if you were beaten with money and power for 16 years.
Would you send me your estimate of what 16 years lost life is. While
you're at it, please include future figures too. What
would you want?
The two level Artificial Disc procedure is about as expensive as
traditional spinal fusion. Dr. James Yue gave me a one time
I was the last of 65 patients admitted to Yale New Haven, CT Orthopedic
FDA trial of the procedure. Actually the trial was basically
closed, but the participating Doctors are allowed to continue a few
surgeries to keep practice and staff. And the cost was so
significant savings because the Pro-Disc manufacturer gives the
hardware free. The only fee is the hospital, doctors and
continuing care. A 50% discount and in this case, a one time
offer that turned out limited to a weekend, but we didn't know it at
the time. Two days after my procedure Pro-Disc closed the trial
entirely and there were no more surgeries until the Pro-Disc FDA
approval was final in late 2005.
A chapter would be written on just what is necessary to prepare for a
procedure such as this. In a two years I went from expecting the
least invasive most successful treatment to the most invasive least
likely to succeed procedure. They call it back surgery.
Then why do they go in from the front? Enough said.
This should give you an idea of the price of the surgery and the
cost. As Nationwide ignored the Workers Compensation
suggestion to pay, I went looking for cash. Did you expect me to
have insurance after not being able to work for 10 years? The
cost of surgery was every dollar I had. Yale University (the
did a very nice thing. They bent the rules and financed the
balance of my childrens' savings account so I did not have to cash what
little I had saved for them.
This brings us to what I want. I want everything Nationwide
Insurance has. They can keep the soap dishes and
I was so sick and the nerves had grown into the lower discs in my back
which generated all the pain. This is not new science to
neurosurgeons at all. It is a shame the doctors lied to me all
these years. The truth of my injury came out when I stopped
telling them I was a Workers Compensation patient. Actually, when
you think about the fact Nationwide was not paying, I was not a Comp
patient. Bristol Hospital, Bristol Connecticut has some sharp
cookies in their Pain Management Clinic. The unit was one of the
first of it's kind. I was promptly and professionally
diagnosed. They did such an excellent job that Dr. Yue did not
have to repeat their tests.
The pathology was so bad, that the morning Dr. Yue visited me and
checked my feet for feeling, he was happy to find I had some
told me the procedure took twice as long, 5 hrs. because a neurology
team had to assist because of the in-grown nerve damage. Here is
the killer. He said if he knew the week before how bad I was, he
would have had reservations about helping me.
I want to hear your story of Insurance Abuse. Email me. I
want Paybilly to go nationally as "We're mad as Hell, and not going to
take it anymore"!
Need your ideas and
support email me .